Hey guys, In the next week or so I am going to be picking up my first motorcycle. I was hoping to have my license by now but it turns out I can't see worth a damn and have to get glasses haha. Anyways to the insurance question. I asked my agent (state farm) for a quote on a few different bikes all roughly around the same year and value and got some surprising numbers, with full coverage: 2010 Suzuki DR650 $84 per month (klr basically the same) 2007 Vstrom 650 $82 per month 2006 Kawasaki Ninja 500r $62 per month 2010 Suzuki DRZ400S $51 per month The bike I wanted was the DR650 as I will be doing roads then trails but given these prices now i'm not so sure... A $400 savings in insurance per year makes the DRZ look pretty nice. I could use that money to do some gearing and seating changes But I don't think it's road worthy enough for what I want... which then makes me look to a Ninja 500r... not the adventure dual sport I want but it's a first bike to learn on and I can still do some camping trips with it.... Oddly enough it's got the fastest 1/4 mile of any of the bikes listed... and being a really beginner friendly bike you'd think it would have a lot of claims. Who do you guys deal with? any tips or advice? I'm 31, never been in an accident, never had an insurance claim and never had a speeding ticket or any other ticket.