1. A $20 ODSC-ADV membership is now available as an alternative to the standard $65 ODSC-OFTR membership, details via the JOIN button
  1. OFTR

    OFTR ODSC-OFTR Member

    Messages:
    53
    Joined:
    Mar 5, 2016
    Likes:
    10
    Last edited: May 20, 2016
  2. maguireb

    maguireb Limited User

    Messages:
    117
    Joined:
    May 26, 2008
    Likes:
    0
    Town:
    Ajax
    Curious if my current State Farm insurance on the sons dirt bike can go under this. I may call after long weekend.
  3. ecarnell

    ecarnell ODSC-OFTR Member

    Messages:
    629
    Joined:
    May 19, 2004
    Likes:
    32
    Town:
    Kincardine
    Anyone got any quotes yet ? May call next week.
  4. OFTR

    OFTR ODSC-OFTR Member

    Messages:
    53
    Joined:
    Mar 5, 2016
    Likes:
    10
    Also posted on SCORRA's forum:
    On just bikes alone, the prices may be somewhat higher for many members. However, when all their items are quoted,(cars, house, other toys, etc.) the overall price should be close to what they are paying now, or they could save up to as much $4-500 hundred a year overall. At least that's what the test pricing showed when we did sample pricing late last year with a cross section of members. The average was an overall saving of about $1-300 annually with all available discounts applied.
    Some will save more on their house, pay more on their bike, either higher or lower on their car or vice-versa.
    For me personally, my bike(blue plated GG) is about the same, my truck went up a couple hundred, but my rental house went waay down, the net being a savings of a few hundred a year.

    I suggest to everyone that they get all their items quoted under this program and try to get an overall savings.

    However,(THIS IS IMPORTANT)...each year we will be able to sit down with the underwriting insurer and go over the stats and work with them on pricing. This is something that will help develope this program into a pricing structure that truly and accurately reflects the low risk profile of our typical member. In other words, over time, if we keep doing what we've been doing, the bike and likely automotive pricing for members should drop quite a bit. The underwriting insurer we are using (Northbridge Ins.) is the first one that gave me access to their actuarial and underwriting staff. For anyone that knows about the insurance industry, that almost never happens.
    Northbridge is also willing to handle kids via OPCF 32, which is desperately needed now that Desjardins(State Farm) has inexplicably pretty much abandoned kids bikes.
  5. Ken Hynes

    Ken Hynes Limited User

    Messages:
    155
    Joined:
    Sep 12, 2012
    Likes:
    8
    Town:
    Rice Lake/Ganny
    I placed my business with them last last year and saved quite a bit.